It’s hard to ignore the fact that data security breaches seem to be increasing in frequency and severity, particularly those involving credit and debit card data. Just ask Home Depot, Michael’s Stores, Neiman Marcus, or their 50+ million customers whose payment card data may have been compromised in 2014.

The PCI Security Standards Council developed the Payment Card Industry Data Security Standard (PCI DSS) to encourage and enhance cardholder data security. This standard includes 12 requirements.

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